For a lot of people, retirement is a finish line they're racing towards... but they've never thought about what will happen when they cross it. Figure out your path before you retire early.

Money isn't a goal, it's a tool, and it is often too easy to lose sight of why we're saving and investing money.

Short Answer: Yes.

We believe in giving back. But we don't just want to give - we want to give the smart way. Here are some things to consider when you're giving to charity.

College can be one of the biggest expenses in your budget. We'll help you figure out how to plan for it.

Anyone who reaches age 70 ½ must start taking RMDs (Required Minimum Distributions) from their retirement accounts - and they have to pay income taxes on these distributions. But for those of you who are already planning to donate to charity, it's possible to donate directly from your individual retirement account as a QCD - a Qualified Charitable Distribution. This counts as part of your required minimum distribution, but the money isn't taxed - it goes straight to charity.